As the COVID-19 global pandemic unfolds we wanted to . provide a small set of resources applicable to worker-coops across Baltimore City. This list has been adapted from the Good Business Works original posting, and will continue to be updated as things unfold.
Share your Experience!
Complete the Baltimore Development Corporation Impact Survey
Resources for your Business:
Baltimore Ecomap: Resources on Loans & Financial Assistance, Local Support Organizations, and other statewide small business resources
Policy Updates and Business FAQs from the Maryland Department of Commerce, a few key points some business tax filing deadlines are being extended to June 1st, contact email@example.com for more information any permits, licenses, or registrations that would expire during the state of emergency will be extended for 30 days after the end of the state of emergency.
Access to Capital, Loans & Emergency Assistance
KIVA Baltimore is offering 0% interest loans up to $15,000 with a 6 mos grace period on repayment
Honeycomb Credit is offering emergency relief loans for small businesses with a 6 mos interest only repayment
Baltimore Business Lending is still accepting low-barrier loan applications remotely up to $50,000
The Small Business Administration is providing low-interest Disaster Assistance loans to qualifying businesses
Economic Industry Disaster Loan support for small businesses under the US Small Business Administration
Restaurant Workers Community Foundation COVID 19 Crisis Relief Fund: 0% interest loans to businesses to maintain payroll, or reopen after the crisis.
Baltimore Community Foundation COVID 19 Evolving Community Needs Fund: funds will go directly to address the negative impacts of the COVID 19 pandemic on our region’s communities, workforce, and vulnerable populations.
Inner City Capital Connections has virtual business advising, webinars, and events
Pages to Follow for Updates
- Small Business Administration
- Made in Baltimore
- Maryland Governor Hogan
- Maryland Department of Commerce
- Baltimore Sun
- Baltimore Development Corporation
- Baltimore Business Lending
Resources for Worker-Owners:
Employment Related Families First Coronavirus Response Act will provide federally sponsored paid sick leave, expanded paid family and medical leave, expanded unemployment insurance, food assistance, and help for small businesses, read the full text here
Unemployment Benefits : US Department of Labor extends unemployment benefits to workers impacted by COVID-19
Seed Commons Worker Response Fund: direct response funds for worker owners at impacted cooperatives
Baltimore Virtual Tip Jar: organized locally by service workers & community members, add your name & Venmo to receive community-sourced “tips”
One Fair Wage Emergency Coronavirus Tipped and Service Worker Support Fund: cash assistance to restaurant workers, car service drivers, delivery workers, and personal service workers
Restaurant Workers Community Foundation COVID 19 Crisis Relief Fund: a relief fund for restaurant workers facing economic or health hardships**USBG Bartender Emergency Assistance Program**
Health Related Health Insurance Enrollment: The Maryland Health Connection is offering a special enrollment period for the ACA between March 16- April 15.
Visit MarylandHealthConnection.gov or download the free “Enroll MHC” mobile app. Request or select “Coronavirus Emergency Special Enrollment Period.” Free help is available by calling 1-855-642-8572 from 8 a.m. to 6 p.m. on weekdays.
Baltimore Health Clinics that accept uninsured patients: Currently testing for COVID-19 is free nationwide for all individuals regardless of insurance coverage Maryland Insurance Administration FAQ
Other Emergency Assistance: All evictions are halted while city schools are closed
Internet Service: A free “Internet Essentials” package will be free to all new Comcast customers for the next 60 days and Comcast will not disconnect internet or charge a late fee for any customer who contacts them and says they are unable to pay
Pages to Follow for Updates
Your Local Councilperson on Social Media, find them here